Category: Non QM Loans

Contents Employed borrowers. Extremely versatile qualifying guidelines coupled Versatile qualifying guidelines Stated income loans pre 2015 Income loans pre 2015 Alternative financing arrangement That leaves some borrowers at a disadvantage, especially self-employed borrowers. But, the good news is that there is a type of loan called a bank statement loan (also referred to as alternative […]

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Contents Excellent track record. Qm loan programs Current loan products Subprime mortgage programs Qm loans require numerous requests Loan product based An outcome of these new underwriting standards is that non-QM loans have an excellent track record. Last year, Wells Fargo Securities announced that more than 97% of borrowers of non-QM loans more than two […]

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