You can meet with a mortgage lender and get pre-qualified at any time. A pre-qual simply means the lender thinks that, based on your credit score, income, and other factors, you should be able to get approved for a mortgage. It’s informal and totally non-binding. As you get closer to buying a home you’ll want to seek pre-approval.

Pay by mail – U.S. Bank Home Mortgage will send you a monthly billing statement with a payment slip. Detach the payment slip and mail it back with your payment in the enclosed envelope. Detach the payment slip and mail it back with your payment in the enclosed envelope.

Compare home loan rates and learn more about how to get the most our of your home loan. Use our home loan calculator to estimate your potential savings.

Learn More About adjustable rate mortgages > Home Equity Loans. Tap into the equity in your home to pay for large, planned expenses or to have access to flexible funds to use as needed. GTE Financial offers 2nd mortgage solutions as well as Home Equity Lines of Credit.

Best Way To Get Prequalified For A Home Loan Bank of America Mortgage & Home Equity customer service information is designed to make your banking experience easy and efficient. Get answers to the most popular FAQs and easily contact us through either a secure email address, a mailing address or our Mortgage & Home Equity customer service phone numbers.

Compare mortgage rates from multiple lenders in one place. It’s fast, free, and anonymous.

VA Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms. Benefits. Purchase Loans Help you purchase a home at a competitive interest rate often without requiring a downpayment or private mortgage insurance. Cash Out.

First Time Home Buyer Financing  · For someone who is thinking of buying a first home, the idea of saving enough money for a 20% down payment can be daunting. The good news is a first-time buyer can purchase a home with as little as 3% down – and even no down payment in some cases. [RELATED: 7 Ways to Pay Off Your Mortgage Quickly.

Reverse mortgages take part of the equity in your home and convert it into payments to you – a kind of advance payment on your home equity. The money you get usually is tax-free. Generally, you don’t have to pay back the money for as long as you live in your home.

Conventional Loan This is a common option for those using a down payment of at least 5% to buy or refinance a home. Jumbo Loan This loan is for those looking to finance a loan amount more than $484,350. Refinance Lower your mortgage payment or cash out the equity in.

First Time Home Owners Association First Time Home Buyer Financing First time buyer home loans. When buying a first home it’s important to work with professionals you can count on, and put your trust in. Our loan originators are experienced, knowledgeable, and understand that a mortage loan is so much more than just a financial transaction.home rehab pre-application finding of No Significant Impact/Notice of Intent to Request Release of Funds. Affordable Housing Trust Fund Advisory Board/First time home buyers program (fthb) dauphin County offers down payment assistance for first time home buyers that meet qualification criteria in Dauphin County.