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SIVA, SISA, NINA and OPTION ARM PROGRAMS HIGHLY. – About The author. hina habib – As an NAMP staff writer, Hina Habib has been working as a Loan Processor with mortgage industry for more than 15 years now. Hina is a loan processing instructor for Loan Processor University (www.LoanProcessorTraining.org).She has ample experience of structuring and processing FHA, VA and Conventional loans.

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