In what may be a gambit to protect the family townhouse from creditors, Seletha Nagin, wife of convicted former New Orleans Mayor Ray Nagin, filed for bankruptcy protection. which they calculate as.

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So how do you calculate what you have to provide for in payments to get a Chapter 13 plan confirmed? Calculate the amount required by each test. The largest of the sums is the amount that must go to creditors over the life of the plan. Walk through the calculations. Priority claims must be paid in full through a Chapter 13 plan.

Chapter 13 Bankruptcy Payment Calculator – Get a free confidential bankruptcy evaluation! Hire the nation’s #1 bankruptcy company from the comfort of your home.

A Chapter 13 trustee uses three separate methods, the Means Test, Difference between I and J, and liquidation value of assets, to calculate the amount assets will pay towards the chapter 13 plan payment. The initial method is the "Means Test", also used to calculate whether someone qualifies to file a chapter 7 bankruptcy.

Calculating a Chapter 13 plan payment is not for the faint of heart. Although it can be done by hand, most experienced consumer bankruptcy attorneys rely on computer software. This is one reason why filing a Chapter 13 case pro se (without an attorney) can be very difficult.

Michigan (the largest municipal bankruptcy ever) to Vallejo, California. Despite the need for states and municipalities to have contributed large annual payments to their pension funds over many years.

Your bankruptcy lawyer will be able to make this calculation and also advise on allowable expenses that can be used in the calculation as defined by the Bankruptcy Code and other deductions, including regular charitable donations (up to 15% of your income), school expenses, payments on 401(k)/IRA loans, and health Insurance.

Free Bankruptcy Means Test Calculator for your State and County. Applies all IRS Expense allowances and current State Median Income standards to give you an idea of whether you qualify for Chapter 7 bankruptcy. Based on Official Form 22A and expense and income standards published by the US Department of Justice, Executive office of the U.S. Trustee.